Research Studies
Ameriprise Financial (NYSE: AMP), today unveiled new research on how U.S. investors perceive financial risk and how those feelings shape investment decision-making. View More
 Ameriprise Financial (NYSE: AMP), today released the results of the new Retirement 2.0SM  study, revealing that the majority of Gen Xers (76%) report proactively planning for their retirement, with eight in 10 (79%) respondents currently saving through a 401(k) plan, and seven in 10 (69%) investing in an IRA or similar account.
  View More
Choosing to retire is the biggest financial decision most people will make during their lifetimes, and numerous factors influence how and when an individual chooses to pull the retirement trigger. The Retirement Triggers study, commissioned by Ameriprise Financial, examines the financial and emotional aspects of retirement preparation that recent retirees say led them to have the confidence to officially enter retirement.

We asked for input from the first wave of retiring baby boomers to understand how various actions, plans and life events played a role in making the decision to leave their primary profession. After hearing from 1,000 respondents who have been formally retired for five years or less, we learned more about the elements within their careers, families, social circles and bank accounts that led them to have the confidence to retire.

What we found is that, while financial preparation for retirement was a strong focus for these new retirees, emotional preparation is an equally important part of the retirement equation and can have an impact before, during and after one’s retirement date. We also found that most who prepare carefully for retirement feel in control of their decision to leave the workforce, but some still inevitably experience an unexpected event that causes an early or unplanned retirement.
  View More

Retirement Triggers study resources