Money Across Generations®

New research from Ameriprise Financial uncovers the family financial ties that bind boomers to their parents and their children. The Ameriprise Financial Money Across Generations study breaks new ground by looking across three generations: baby boomers, their parents and their adult children. This report provides a deeper understanding of how each generation perceives, talks about and deals with issues surrounding money and finances.

For today's boomers who are fast approaching retirement, money is a family affair. Many boomers are preparing for their retirement at the same time they care for their aging parents and financially support their adult children. The dreams boomers have for retirement can be affected by these generational money dynamics, especially as they impact their ability to save and invest. The Money Across Generations study set out to:

  • Understand the gaps that exist in financial communication across generations of a family.
  • Examine boomers' evolving needs, especially as they relate to aging parents and adult children.
  • Explore the factors that may affect boomers' ability to plan and save for retirement.

Download the Money Across Generations research report

Additional research from Ameriprise Financial:

The New Retirement Mindscape®

The New Retirement Mindscape study is the first of its kind to go "beyond the numbers" to map out the emotional stages of retirement. By exploring people's attitudes, worries, behaviors, ambitions and needs before and after retirement, the study uncovered five distinct and predictable stages of retirement:

1) Imagination, 2) Anticipation, 3) Liberation, 4) Reorientation and 5) Reconciliation.

Download the New Retirement Mindscape research report

The 2007 Ameriprise Workplace Financial Planning Benefit Decisions study

The 2007 Ameriprise Workplace Financial Planning Benefit Decisions study found that cost increases in their benefits (mostly tied to health care) affect workers' perceptions of their financial health and ability to save for retirement. Most workers — nearly nine in 10 — believe a financial plan would be helpful if it directly addressed their workplace benefit costs.

Download the Workplace Financial Planning Benefit Decisions study research report

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